Tax Free Retirement Strategies
It’s not just about how much you accumulate….. You also need to factor taxes on retirement income.
TAX NOW TAXED LATER TAXED NEVER
Bank Accounts 403(b)/401(k)/457 Roth IRA/Roth 403(b)
Bank CD IRA/SEP IRA 7702 Plan/Permanent Life Ins.
Stocks Annuities
Mutual Funds Pension Plans
Different Ways to Save
Pre-Tax
Contribution Accumulation Distribution Heirs
Taxed Favored Tax Favored Taxed Taxed
After Tax Alternative
Contribution Accumulation Distribution Heirs
Taxed Tax Favored Taxed Favored Taxed Favored
TAX FREE DISTRIBUTIONS VIA
Loans
Withdrawals
Roth IRA/Roth 403(b) 7702/Permanent Life Ins.
7702/Permanent Life Ins.
Upside potential with downside protection
Indexed universal life (IUL) insurance provides the opportunity to earn interest based on the upward movement of a stock index. However, money is not actually invested in the stocks that make up the index.
Protection if you Die to soon, Become ill or Live to long.
Provides a death benefit and, through optional Accelerated Benefits Rider, protection while you are living if you experience a qualifying terminal, chronic, critical illness or critical injury